Banking and Capital Markets

The FS AI Manifesto: Building AI That Delivers Real Value

A practical manifesto for financial services leaders on creating AI that is valuable, governable, human-centered and built to scale.

The Mills Review: what retail banks need to mobilise now

How does retail banking move at pace this time?

Navigating Targeted Support

Targeted Support is the FCA’s plan to reshape how firms deliver financial guidance. Act now to understand the impact and opportunity.

FS in Focus

Discover the forces driving change in global finance. Our experts unpack the trends and policies you need to watch.

Digital Assets in Financial Services

Digital assets are reshaping financial services. Explore expert insights on regulation, risk, operating models and market opportunities.

Where do so many fall short in attaining regulatory approval?

Move beyond approval to build a scalable, customer-first bank.

U.S. Treasury Central Clearing

Your path to post trade transformation.

Base Case Climate Scenario

Baringa's Base Case Climate Scenario subscription provides a data driven view of the probable regional and country level path of transition to help accurately plan for the future.

Data is everyone's business

Data success starts in the boardroom. Learn why C-suite ownership is essential to unlock AI value and competitive advantage.

Progress over perfection

Waiting for perfect data? Discover why financial services leaders achieve better results by acting, iterating and scaling now.

AI from start to scale: how financial services firms can use AI to get their data ready for AI

AI success starts with strong data foundations. Discover how AI can help prepare, govern and improve data at scale.

The cost of excess liquidity: Why banks need to rebalance now

Discover how excess liquidity can constrain returns and how banks can rebalance their buffers to support resilience, efficiency and growth

When static banking models stop working

Static risk models cannot keep pace with volatile markets. Learn how dynamic modelling can help banks strengthen resilience and act faster.

Deposits: The new centre of gravity in liquidity strategy

Deposit behaviour is reshaping liquidity strategy. Learn how sharper insight can help banks manage risk, unlock capacity and support growth.

When insight isn't enough: the liquidity architecture problem

Banks have better liquidity insight, but fragmented systems can limit action. Learn how integrated architecture enables faster decisions.

The next liquidity frontier: treasury in the digital asset age

Tokenisation and always-on markets are reshaping liquidity. Explore how treasury models and governance must evolve in the digital asset age.

From Legacy to Leading Edge: A Landmark Payments Migration for a UK Retail Bank

UK bank modernised payments via third‑party migration, boosting resilience, controls, and cloud readiness under strong governance and regulatory confidence.

How a UK building society achieved £4m in savings and a faster, customer‑led operation

What does it take to transform an operating model around customer needs, without increasing costs?

How a relationship‑led UK bank reduced legacy risk and unlocked scalable growth

Can a relationship-led bank modernise its core technology without compromising customer service?

Reimagining customer service for a global financial services organisation

How can AI create a better service experience for everyone by improving personalisation, speeding up resolution and enabling more responsive customer support?

Helping a digital bank scale for growth

How a digital bank strengthened operations, empowered teams and built the foundations for long-term growth.

How a UK corporate bank rebuilt delivery confidence and accelerated client migration

How Baringa helped a UK corporate bank improve agile delivery, reduce defects by 50% and successfully migrate 5,000+ clients to a new platform.

Creating a culture of efficiency that saved a global universal bank more than £100m

How do you encourage a mindset of efficiency, collaboration and continuous improvement in everybody across a global organisation?

Building climate risk into every bit of a bank’s business

How does a major bank prove to the regulators that it’s serious about climate change?