Digital assets in financial services
Digital assets are moving from an emerging concept to a core commercial agenda for financial institutions. From stablecoins and tokenised deposits to cryptocurrency and new market infrastructure, adoption is accelerating, and so is the need for firms to understand the implications for regulation, risk, customers and operating models.
Unlocking the potential of digital assets
Digital assets have the potential to transform how value moves through the financial system. From faster settlement and improved liquidity to greater transparency, automation and programmability, they can unlock new products, business models and customer experiences. Financial institutions are already exploring how tokenisation can streamline operations, create efficiencies and open new revenue opportunities and client segments. Realising these benefits, however, requires more than adopting new technology. Unlocking growth depends on understanding how digital assets reshape operating models, risk profiles, and the broader financial ecosystem.
Explore our latest insights to understand how digital assets create commercial opportunities, how the market structure is evolving and what firms need to consider to balance innovation with the governance, controls and strategic capabilities needed to scale safely and sustainably.
Video series: Risk and regulation in a digital asset ecosystem
In this video series, Baringa experts explore how traditional risk frameworks are evolving to meet the demands of a real-time, interconnected and increasingly tokenised financial system. Through practical insights and real-world perspectives, we examine the key challenges and opportunities facing both established financial institutions and crypto-native firms, and the actions required to innovate with confidence while maintaining credibility in meeting growing regulatory expectations.
Episode 1: Where Risk Fits
Pavlina Ralcheva and Matt Britton explain how digital assets are reshaping risk, governance and controls across evolving regulations.
Episode 2: Non-Financial Risk and Regulatory Impact
Ina Velikova explores governance, resilience and regulatory challenges across increasingly complex digital asset ecosystems.
Episode 3: Treasury and Liquidity
Tom Nuttall and Beatrice Simmons examine how treasury and liquidity models must evolve for 24/7 digital asset markets.
Episode 4: Financial Crime
Paddy Gaughan explains how firms can strengthen financial crime controls while managing new digital asset risks.
Episode 5: Conduct
Jo Cordner explores conduct risk in digital assets and what the FCA's Consumer Duty means for firms and customers.
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