Pavlina Ralcheva

At a glance:

Joined Baringa in
2022

Works across
Financial services, supporting Risk and Compliance functions to apply technology innovation effectively and safely.

Favourite place
The 7 Habits of Highly Effective People by Stephen Covey – a source of practical inspiration for her approach to personal effectiveness, proactive problem-solving, and empathic collaboration.

In detail:

Pavlina helps financial services firms manage governance, risk and compliance with confidence in an increasingly complex and fast-changing regulatory environment. She works across all lines of defense, helping firms strengthen Risk and Compliance capabilities while adapting to the opportunities and challenges created by technology, regulatory change and evolving business models.

Drawing on a background in audit and assurance and 20 years of professional experience, Pavlina brings a perspective grounded in understanding what gives Boards, regulators and senior leaders confidence that risks are being managed effectively. Clients value Pavlina for her collaborative style, pragmatic thinking and proactive hands-on approach to problem solving.

At Baringa, Pavlina works with clients on risk and compliance transformation, governance and control frameworks, technology-enabled risk management, and emerging areas such as AI and digital assets. She is focused on creating bridges between the mature risk management of the traditional financial institutions and the speed of innovation of fintech companies.

Outside of work, Pavlina enjoys spending time with her two boys, who keep her constantly learning, adapting and seeing the world from a different perspective.