While the payments market has evolved drastically over the last 15 years, a lack of modernisation has resulted in a payments landscape that is barely fit for purpose. The need for financial services organisation to modernise their payments architecture has never been greater. With changes in regulation, competition from fintechs, and the rise of CBDCs, stablecoins and tokenisation, financial institutions are at a critical point where they must assess their payments strategy now, or risk being left behind. To keep up with the pace of change and future-proof their organisation, financial services firms must ask themselves if their payments architecture meets the needs of their customers, complies with regulatory requirements, and is ready to adapt to future innovations.
Payment innovations: where should you invest?
We explore the payment innovation ecosystem and provide guidance on the key innovations we believe will have the most significant impact on the payments.Read more
Navigating payments innovation
While new products, technologies and partnerships are being introduced at a pace never seen before, the financial services industry isn’t yet aligned on which payments innovations to invest in.Read more
Reflections on the Future of Payments Review
Baringa is pleased to have contributed to the ‘Future of Payments Review.’ In this video, we share our reflections on the report and what this means for the UK payments market.Read more
Regulated Liability Network: the future of the UK market
We look at the role the Regulated Liability Network could play in the UK market, the roadmap required to achieve it, and how regulation will impact it.Read more