While the payments market has evolved drastically over the last 15 years, a lack of modernisation has resulted in a payments landscape that is barely fit for purpose. The need for financial services organisation to modernise their payments architecture has never been greater. With changes in regulation, competition from fintechs, and the rise of CBDCs, stablecoins and tokenisation, financial institutions are at a critical point where they must assess their payments strategy now, or risk being left behind. To keep up with the pace of change and future-proof their organisation, financial services firms must ask themselves if their payments architecture meets the needs of their customers, complies with regulatory requirements, and is ready to adapt to future innovations. 

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