Baringa Blogs

  1. Latest

    22 Feb 2017

    Customer and Digital hot topics in 2017 #3: Augmented Reality – the future is here

    Christmas in my house was easy this year - any gift tangentially related to Pokémon was received with squeals of delight. Before this summer, I doubt if my kids had any brand awareness of Pokémon at all, something that rapidly changed upon Niantic’s release of the Pokémon GO app. Once the buzz started in the playground, it wasn’t long before we had the app installed ourselves. Most apps have only managed to hold the kids’ attention for a week or so before something new came along.

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  2. Latest

    09 Feb 2017

    FCA issues record fine for Anti-Money Laundering (AML) control weaknesses

    “Other firms should take notice of today’s fine and look again at their own AML procedures to ensure they do not face similar action.” Mark Steward, Director of Enforcement and Market Oversight, FCA. In light of the FCA’s decision to issue a record fine of £163m for “failing to maintain an adequate AML control framework”, there’s an immediate requirement for firms to review their AML control frameworks.

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  3. 08 Feb 2017

    Does the CMA final order leave challengers in the cold?

    With the publication of the CMA’s final retail banking investigation order, the retail banking revolution has just come a step closer, but will the challengers be included?  While most of the order appears to be sound, there are some areas for concern:

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  4. 07 Feb 2017

    Customer and Digital hot topics in 2017 #2 - The rise of the machines

    Siri, Alexa, Nina, Cortana, Facebook M, Google Assistant and others - chances are, you’ve used one of these. When Facebook announced in 2016 that it was opening its messenger platform to third party developers, the already inflated expectations around chat bots went stratospheric. The number of bots on Messenger went from zero to c.20k in five months*.

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  5. 06 Feb 2017

    Will Lloyd’s go gently into that good night?

    With unprecedented experience, expertise and commitment, Lloyd’s of London is the world’s leading market for specialist insurance. However, the value accumulated over the past 325 years is at risk of being destroyed within the next decade unless market participants undertake a profound and notable transformation.

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